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Posted by: Alessandro Lauro
The 2026 housing market isn’t just “shifting”—it’s evolving into something we haven’t seen before. From a new “Renter Revolution” to the squeeze on young families, the rules of the game have changed. At DLC Supreme, we’re cutting through the noise. Here’s the “no-nonsense” breakdown of what’s happening and—more importantly—how you can win. 🛑 1. The […]
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As of July 9, 2025, RBC’s latest Monthly Forecast Update delivers a pivotal shift: they no longer expect the Bank of Canada (BoC) to cut interest rates this year, projecting the overnight rate will stay firm at 2.75% through 2026 mpamag.com+4canadianmortgagetrends.com+4reddit.com+4. 🔍 What’s behind RBC’s revised stance? Trade uncertainty isn’t as pressingRBC highlights that “direct […]
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Listings Surge. Prices Dip. Is a Market Shift Underway? The latest numbers are in—and they’re making waves in the Greater Toronto Area (GTA) housing market. June’s stats reveal a cooling market, but beneath the surface, some interesting shifts are happening. Let’s break it down 👇 🚨 GTA Real Estate Snapshot – June 2025 📊 Home […]
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Remember when five-year fixed mortgage rates dipped below 4%? That little breath of relief? Yeah… it’s gone. Mortgage rates in Canada are on the rise again — and not because of anything happening in your backyard. It’s what’s happening south of the border that’s driving the change, and if you’re planning to renew or buy […]
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If you’ve been watching the mortgage market in Ontario, you’ve probably noticed some shifts lately. 📈 Fixed mortgage rates are creeping up, and the discounts on variable rates are shrinking. As your trusted mortgage agent, I’m here to break down what’s going on, why it matters, and how YOU can make the best move-whether you’re […]
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Here’s a twist you might not expect in today’s market: younger Canadians are actually paying down their mortgage debt — while older homeowners are taking on more. According to new data from Statistics Canada, homeowners under 35 reduced their mortgage balances by nearly 5% year-over-year in Q4 of 2024. Surprised? You’re not alone. 🧑💼 Why […]
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🏡 “End the Housing Game”: What It Means for You as a Homebuyer or Homeowner As a mortgage agent, I’m not just here to help you get the best rate—I’m also tuned into the bigger picture. One major conversation heating up right now across Canada is housing affordability. And it’s not just buyers and renters […]
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Over the past two weeks, bond yields have dropped more than 30 basis points (0.30%). Historically, this would lead to lower fixed mortgage rates since bond yields significantly influence their pricing. Yet, many lenders, including three of Canada’s Big 5 banks, have done the opposite—raising their fixed mortgage rates. What’s Happening with Fixed Mortgage Rates? […]
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The Bank of Canada has announced a reduction in its target for the overnight rate by 25 basis points, bringing it down to 4.25%. This decision aligns with the Bank’s ongoing strategy of balance sheet normalization. Global Economic Overview The global economy saw a 2.5% expansion in the second quarter, which is consistent with the […]
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Despite recent declines in mortgage rates, Canadian real estate activity has not yet seen a significant boost, according to the latest data. National Home Sales Sluggish In July, national home sales dropped by 0.7% compared to June, according to the Canadian Real Estate Association (CREA). Although activity is still 4.8% higher than it was a […]
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